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What Is An Annuity?

Immediate or deferred annuity: there's no right answer.

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Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC, Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211

Purshe Kaplan Sterling Investments and Joseph P. Lucia @ Associates, LLC are not affiliated companies

NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY

Awards Disclosure: All awards received by members of the firm were not paid for in order to be considered or presented with the mentioned awards. However, after the awards were granted to members of the firm they did pay various fees for article reprints, plaques, award logo usage, etc. to promote the receipt of the awards.

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Check the background of this financial professional on FINRA's BrokerCheck